Live in Williamson County, TN
It’s an exciting time to buy a home in the Greater Nashville area! Right now, there’s a fine assortment of beautiful homes for sale in some of the area’s most desirable communities, including places in Williamson County as in Franklin, Brentwood, Nolensville, Thompson’s Station, Spring Hill, and Fairview. You know what you want; let me help you find it.
A Personalized Approach to Buying Homes
My name is Jason Hoover, a REALTOR® with the Keller Williams Franklin Realty. Unlike many local agents, who help clients buy and sell homes of all kinds and in all communities, I focus my efforts on homes in the exclusive areas of Williamson County. As a result, I have an in-depth understanding of this particular niche. As my client, you won’t just benefit from this knowledge; you will learn from it too.
In my experience, clients are far more likely to find the homes of their dreams when they are actively involved in the home-buying process. That’s not to say that I expect clients to roll up their sleeves and get to work. It simply means that I enjoy educating them about the process so that they can make the most informed decisions possible.
I’ve been fortunate enough to have assumed many interesting roles throughout my career. For example, I was once a professional executive, so I understand the demands and pressures that are placed on high-achieving individuals. Interestingly enough, I broke into real estate as an Executive Coach. I worked with CEO’s, Entrepreneurs, and even real estate agents helping them to achieve success in their careers.
My professional experiences make me uniquely qualified to assist clients who are looking for something that is truly special. In fact, my services are not unlike those of a concierge. As your agent, you can rest assured that I will take care of everything. I will anticipate your needs before you realize that you have them, I will really listen to you and understand what you need and while guiding you through this complicated process to ensure smooth sailing every step of the way.
Tap into Williamson County’s Finest Homes with a Local Expert
Before outlining what you can expect during the home-buying process, I would also like to mention that unlike most real estate agents, I don’t just haphazardly search the MLS for homes that seem to be along the lines of what you want. Rather, I have an intimate understanding of the premium home market in Greater Nashville and connections that allow me to quickly identify promising homes for my clients.
Before bringing a home to your attention, I learn everything that I can about it. That way, I can tell you everything that you need to know right away. I dig down into the finer details to ensure that you get a home that will positively thrill you. You simply won’t find this level of service elsewhere.
Buying a Home: What to Expect
Clients often assume that the best thing is to hire an agent and to let them take the reins. I am certainly here to guide you through the process, but I believe that these transactions are more successful when clients know what to expect ahead of time. After all, buying a home is a major legal and financial commitment. Shouldn’t you have a decent grasp of how things will unfold?
Below, you will find a rundown of the steps that go into the home-buying process. Paramount among them is hiring the right agent. I sincerely hope that I will have the honor of assisting you. Once that is out of the way, here is what to expect:
Get your finances in order. In particular, check all three of your credit reports. Even if you are certain that your credit is stellar, mistakes can and do happen. If you find any errors on your report, you’ll need to address them quickly.
Set a budget. If you will be taking out a mortgage, conventional wisdom dictates that no more than 36 percent of your monthly income should go toward housing-related costs, including your mortgage, homeowner’s insurance, property taxes and maintenance.
Prepare a down payment. Make sure to also factor in closing costs, which are typically around 5 percent of the cost of the mortgage. A down payment of 20 percent or more is ideal. Now is also the time to decide if you will be buying points to enjoy an even more competitive interest rate.
Search for a home. This is where I really shine. I will sit down with you to understand your needs and use this information to find homes in your desired area that meet your precise criteria.
Make an offer. We will use comps to arrive at a competitive but reasonable one. Some back-and-forth, including counter-offers, may be involved before arriving at a mutually acceptable price.
Enter contract. I can connect you with a real estate attorney who can review everything for you. They will make sure that the right contingencies in place so that your best interests are protected.
Make good faith deposit. This is typically around 1 percent of the agreed upon price.
Secure a loan. I can connect you with a mortgage broker who can identify a personalized solution for you. Around this same time, a credit check and appraisal will be performed.
Have the home inspected. Again, I can refer you to a thorough, highly regarded home inspector who will help you avoid unpleasant surprises once the home is yours. If problems are found, we will request that the sellers fix them or reduce the price accordingly.
Close the deal. Approximately two days before closing, you will receive a final HUD Settlement Statement from your lender that outlines all of the closing costs. An escrow account may be established at this time. As for the actual closing? I will be there to ensure that it goes off without a hitch.
Don’t settle for less when looking for your next home in Franklin, Brentwood, Spring Hill or elsewhere in the Williamson County area. With me, you will enjoy a truly customized level of service that will make your experience pleasant, easy and enjoyable. I am available to assist you now, so let’s connect today and find your new home!